Exchange-Traded Note (ETN)

Unsecured bank debt that tracks an index and trades like a stock.

What is Exchange-Traded Note (ETN)?

An ETN is a promise by the issuing bank to pay the return of an index. It owns no underlying assets, so beyond market risk it carries the full credit risk of the issuer. If the issuer fails, holders are unsecured creditors.

Exchange-Traded Note (ETN): a worked example

An ETN tracking a commodity index can lose value from an issuer downgrade even when commodities rise.

What is the difference between Exchange-Traded Note (ETN) and Exchange-Traded Fund (ETF)?

An ETF owns a basket of assets held for shareholders. An ETN owns nothing - it is an unsecured IOU from the issuer.

Often confused with Exchange-Traded Fund (ETF) - see Exchange-Traded Note (ETN) vs Exchange-Traded Fund (ETF) side by side.

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